January 29, 2008

The Ultimate Little Guide to Credit Repair

In 8 minutes I am going to show you nine simple and easy ways to vault your credit score into the stratosphere. I am not going to cover this in infinite details but if you take action on these simple steps, it will work. If you decide to just read this and never take the next step, you have just wasted eight minutes.1. Order your credit report from www.annualcreditreport.com. Every 12 months you are able to get a free credit report per the Fair Credit Reporting Act. It won’t have your credit score but will have all of the information on your creditors and your payment information. Scour this report and look at what is on it. Correct any inaccurate information like birthdays, addresses, employment information, aliases, and social security numbers.2. Review the negative credit information that is listed on the report. You must correct any errors as soon as possible by disputing them through the credit reporting agencies. These credit reporting agencies have 30 days to investigate and respond to your inquiry. If they cannot verify the negative item your disputing in that time frame they must remove it from your credit report. By removing these negative items you […]

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