February 11, 2008

The Golden Rules for a Debt Elimination Plan

I have helped a lot of clients get out of debt over the years. No matter what the circumstances are some clients succeed and others fail miserably. I have tried to put together a rules list so to speak to help others before they start down their debt elimination plan. Follow these rules and you will have a great chance to get rid of your debt. Throw these rules away and most likely you will end up with the 75% of people who fail at getting out of debt!First and foremost set up a budget before embarking on debt elimination. Do not start a plan without knowing whether or not you will be able to afford it. Sit down and plan out housing expenses, auto expenses, food and any other variables that may cost you money. Most people mistakenly allocate the money to a debt elimination plan first and try to plan the other expenses around it. Nothing is more important than your families survival! When push comes to shove and you have to decide between survival and debt elimination, survival wins, so don’t get into that position.Secondly, you will not avoid your creditors like a plague. You will actually […]

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FTC Credit Report Repair FACTS - For Consumers

The FTC claims that Credit Report Repair may be better for you if you do it yourself. You have seen advertisements on TV, local newspapers, internet. All of these credit report repair companies claim the following:* “Credit Problem? No Problem!”* ” We can get rid of bad credit problems - 100% guaranteed”* “We can remove bankruptcies, judgments, bad loans and tax liens from your credit file foreverThe FTC says “Don’t believe these statements. The only thing that will fix your credit is time, conscious effort, and a personal debt repayment plan will improve your credit report.This article will explain how you can improve your creditworthiness and gives legitimate resources for low or no cost help.The ScamAll over the US companies appeal to families and individuals that have bad credit problems. They promise for a fee, to clean up your credit report so you can get a car loan, a home mortgage, a job or even a insurance. The fact is, they cannot deliver. After you pay them hundred of dollars or even thousands of dollars in fees, these companies do absolutely nothing to improve your credit report. They typically vanish with your money says the FTC.Warning SignsIf you feel credit […]

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How To Successfully Make Money Blogging

If you are thinking of setting up a make money blog that reviews ways to make money online or lists methods of making money blogging, don’t - especially if you are relatively new to making money online.
Don’t get me wrong. It is not impossible to make money with a blog - just very much harder to do so in the money niche.
Why is that so?
Firstly there is just too much competition. Unless you are a prolific writer who can research stellar articles other bloggers in your niche cannot match up to, it will be nearly impossible to get a slice of the money pie.
Secondly, readers of make money blogs are internet savvy people who are blind to ads and won’t click on your affiliate link unless you are a top blogger with thousands of regular readers.
Most importantly, getting to the front of search engine results page will be an uphill climb. When your article appears on the first page of SERPs, it means an explosion of traffic as more people are exposed to your article. As a result, your blog becomes more well known.
There are over 50 million pages on making money online. What are your chances of overtaking these […]

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