The words “bad credit” conjure up such negative images, don’t they? That’s because those two little words aren’t exactly what people want associated with them. Especially now a days, when alright credit won’t do. When you have BAD CREDIT, you are almost marked when it comes to obtaining things like cars and homes. It’s like you’re wearing a sign around your neck proclaiming that you got into trouble with credit and now you have BAD CREDIT!Well, don’t worry; there is help for people with BAD CREDIT. The first thing we need to do is get past the stigma associated with these words. Bad credit simply means that you have overextended yourself when it comes to using credit and you want to work your way out of that state and get GOOD CREDIT!How do we define bad credit? Well, most financial lending companies will classify you according to your credit score, also known as your FICO score. This score is calculated using a highly secretive formula developed by the Fair Isaac Company and kept under lock and key with the Federal Trade Commission’s blessing.FICO will evaluate your credit history and then assign […]

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